Irs Catch Up Limit 2025. To start, individuals can contribute up to $23,500 — an extra $500 from the 2024 limit — to their 401(k) plans in 2025, according to the irs announcement. For 2025, eligible taxpayers can contribute $23,500 to their 401(k) account, up from $23,000 in 2024.
That’s on top of the standard $23,500 limit for everyone. To start, individuals can contribute up to $23,500 — an extra $500 from the 2024 limit — to their 401(k) plans in 2025, according to the irs announcement.